Mexico Travel
Travel insurance for Mexico is a type of policy that protects you financially and medically while you’re visiting the country. While it’s not mandatory for entry into Mexico (except in some regions like Puerto Vallarta and Riviera Nayarit), it’s highly recommended especially since most U.S. health insurance plans, including Medicare, don’t provide coverage abroad.
What Does Mexico Travel Insurance Typically Cover?
A comprehensive travel insurance plan for Mexico usually includes:
- Trip Cancellation & Interruption: Reimburses prepaid, nonrefundable expenses if you cancel or cut your trip short due to illness, weather, or emergencies.
- Travel Medical Insurance: Covers emergency medical treatment, hospital stays, and doctor visits. Recommended minimum: $50,000.
- Emergency Medical Evacuation: Pays for transport to the nearest adequate medical facility or back to the U.S. Recommended minimum: $100,000.
- Baggage Loss/Delay: Covers lost, stolen, or delayed luggage and personal items.
- Trip Delay: Reimburses costs like meals and lodging if your travel is delayed.
- Adventure Sports Coverage (optional): For activities like scuba diving, zip-lining, or ATV tours.
Why It’s Important
- Medical Costs: Private hospitals in Mexico can be expensive, and many require upfront payment.
- Natural Disasters: Mexico is prone to hurricanes and earthquakes, especially during June – November.
- Theft & Scams: Petty theft and scams are common in tourist areas.
- Adventure Activities: Many travelers engage in high-risk activities that may not be covered by standard policies.