Helpful Calculators
Automobile Calculators
Should I lease or purchase an auto?Auto purchase  Loan versus 0% dealer financing?What would my auto payments be?Should I upgrade to a more fuel efficient vehicle?Auto loan  Accelerated payoffHow much vehicle can I afford?
Cash Flow Calculators
How does inflation impact my standard of living?How much am I spending?How much do I need for emergencies?Should I pay down debt or invest more?How long will my money last?Should my spouse enter the work force?What is my current net worth?What is my projected net worth?What is my current cash flow?Value of reducing or foregoing expenses.What is my projected cash flow?Historical inflation  Compare purchasing power
College Calculators
Should I live on campus, off campus or at home?When should I begin saving for childs college?What are the payments on a parental (PLUS) loan?What is the value of a college education?Advantages of a 529 College Savings PlanHow much should I be saving for college?Will I be able to pay back my student loans?Advantages of the Coverdell ESA.
Credit Calculators
How long will it take to pay off my credit card(s)?How long until my loan is paid off?What would my loan payments be?Do I have too much debt?What is the balance owing on my loan?Should I consolidate my personal debt?Restructuring debts for accelerated payoffWhich is better, cash up front or payments over time?What is the impact of making extra debt payments?Should I pay off debts or invest the money?
Insurance Calculators
How much life insurance do I need?What is my life expectancy?How much disability income insurance do I need?What are my needs for burial and final expenses?What are the chances of becoming disabled?How much will I earn in my lifetime?What are the tax advantages of an annuity?How long will my current life insurance proceeds last?What is the future value of an annuity?Which is better, comprehensive plan or highdeductible plan with HSA?What are my longterm care insurance needs?
Investment Calculators
Certificate of deposit (CD) laddering strategyWhat is the dividend yield on a stock?How do expenses impact mutual fund returns?What is the longterm impact of increased return?Certificate of deposit (CD) analyzerWhat is my risk tolerance?Taxable vs. taxadvantaged saving comparison.What is the value of a call or put option?What is the return on my real estate investment?What is the value of a bond?What is the value of compound interest?Compare taxable vs. taxfree investment returnHow should I allocate my assets?
Home & Mortgage Calculators
How much home can I afford?Should I refinance my home mortgage (breakeven)?Mortgage calculatorShould I rent or buy a home?Should I convert to a biweekly payment schedule?Compare a nocost vs. traditional mortgageWhat are the tax savings generated by my mortgage?Which is better, fixed or adjustablerate mortgage?Adjustable rate mortgage calculatorHow do closing costs impact the interest rate?Compare an interestonly vs. traditional mortgageHow much can I borrow from my home equity (HELOC)?Comparing mortgage terms (i.e. 15, 20, 30 year)Should I pay discount points for a lower interest rate?
Paycheck & Benefits Calculators
What may my 401(k) be worth?How much will my company bonus net after taxes?How will payroll adjustments affect my takehome pay?Convert my salary to an equivalent hourly wage.Convert my hourly wage to an equivalent salary.What is the future value of my employee stock options?Should I exercise my "inthemoney" stock options?What is the impact of increasing my 401(k) contribution?What may my 457 Plan be worth?What is the impact of increasing my 457 Plan contribution?
Qualified Plan Calculators
What is the impact of borrowing from my 401(k) plan?What is the impact of early withdrawal from my 401(k)?I am selfemployed, how much can I contribute to a retirement plan?What are my Stretch IRA distributions?Net unrealized appreciation (NUA) vs. IRA rollover?Evaluate my company pension payout optionsHow much can I contribute to an IRA?How much retirement income can my IRA provide?Should I convert to a Roth IRA?What will my qualified plan be worth at retirement?What is my current year required minimum distribution?What is my projected required minimum distributions?What are my lump sum distribution options?How do I maximize my employer 401(k) match?
Retirement Calculators
When should I begin saving for retirement?How will retirement impact my living expenses?How much will I need to save for retirement?Are my current retirement savings sufficient?Social security retirement income estimatorHow does inflation impact my retirement income needs?I am retired, how long will my savings last?Should I convert discretionary expenses to savings?How much retirement income may my 401(k) provide?Compare a Roth 401(k) to a Traditional 401(K)
Saving Calculators
What will my current savings grow to?Calculate rate of returnWhat is my effective annual yield?How do taxes and inflation impact my return?Becoming a millionaireIncome generated by a savings plan.How long will it take to double my money?How long until my savings reach my goal?Save now vs. save later How much should I save to reach my goal?
Taxation Calculators
Capital gains (and losses) tax estimatorCompare taxable, taxdeferred, and taxfree growthHow much of my social security benefit may be taxable?What is my potential estate tax liability?Federal Income Tax Estimator (Current Year)Should I adjust my payroll withholdings?Will my investment interest be deductible?How much selfemployment tax will I pay?What are the tax implications of paying interest?Should I itemize or take the standard deduction?What is my taxableequivalent yield?2009 tax refund estimatorTax freedom day
